Hi there, my name is Steven Charleston. When I began my college career, I thought there would be plenty of jobs waiting after graduation. Unfortunately, my hopes and dreams came to a crashing halt a few seconds after receiving my degree. An extended stint of unemployment opened my eyes to the difficulties affecting college grads today. Fortunately, I was able to secure a job by moving to a different state. While there, I was reliant on short-term loans until my regular paychecks started coming in. I will use this site to talk about the different short-term loan options available to college graduates. I will also talk about the application and payment process associated with those loans.